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Not all insurance policies are the same03-02-2010  
The MSA has received a number of queries recently concerning the public liability and professional indemnity cover we hold both for the association and for its members.

It seems that other policies in the industry are not the same as the MSA’s current policy. It has been put to the MSA that another industry policy states: “Cover ends when the motor is started.”
 
It is not for the MSA to comment on other organisations insurance cover, however, clearly not all policies are the same…
 
The current MSA policy covers members at all times for professional negligence including after the motor has started and accordingly we have revised our “To whom it may concern letter” regarding public liability and professional indemnity to make it clear that the MSA cover extends to cover an MSA member working in a car and we include this example agreed with our insurers.
 
An MSA member gives instruction to a client to take an action the action, results in the person they have given the instruction to being injured – member covered.
 
The full text of the letter can be downloaded by members from this web site.

Login as a member, click the TRAINING menu and then click on PL& PI INSURANCE.
 

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